Just like a dentist can't give an estimate over the phonewithout X-rays of your teeth, or the knowledge of how manycavities you really have, a Debt Counselor cannot give you anaccurate quote to eliminate your credit card debt withoutcurrent statements for all your debt accounts."



Dear Debtor,





If you're looking for a solution to your debt problems andsomeone offers you a "quote" or "estimate" for a debt settlementprogram (especially), debt management plan, debt resolutionprogram, etc., WITHOUT requiring ALL current statements (within45 days) for EVERY debt account included in the quote, RUN THEOTHER WAY!!!

Seriously, hang up the phone, run out of the office, delete theemail!

Why? Because it's the biggest red flag in the industry.

Here's some insider knowledge...



No one can wave a magic wand and make your debt disappear, butthere are plenty of "bad guys" out there who would lead you tobelieve they can. These wolves in sheep's clothing...

MAKE SURE the Company you work with DOES THIS:



The

company requires complete information from currentstatements BEFORE ever giving you a quote.

The Debt Consultant / Counselor / Specialist requires you toprovide all current statements for your debt accounts beforequoting you a monthly payment amount, length of program orestimate of how much you can reduce your debt.

Beware of anyone who gives you a quote without thoroughlyresearching your account statuses, creditor names, balancetransfer, cash advance and large purchase activities, minimumpayment amounts and interest rates FIRST. This is the surestsign of a company who is only out for your initial fees andeither has no intention or ability to service your accountsafter you sign up

About the author:

Jesse Niesen is the COO of STARTOVERTODAY.COM, aNationwide Financial Solutions Company solving financial, debtand credit problems for clients nationwide. STARTOVERTODAY.COM hashelped thousands of people resolve over $20,000,000 of unsecureddebt since the summer of 2002 - without any complaints to theBBB. http://www.startovertoday.com/